We Can Help

When attempting to receive compensation for unpaid bills, many creditors will often use the legal strategy of wage garnishment & repossession. A certain percentage of an individual’s paycheck is to be automatically removed and paid to a creditor. This can have a dramatic negative effect on a family’s already limited cash flow.

Cravens & Noll has a great deal of experience helping individuals get a fresh start through filing for bankruptcy. Once a creditor has already received a portion of your paycheck through garnishment, your options for recovery are severely limited. Fortunately, filing for bankruptcy can end garnishments almost immediately, and, in many cases, you can get back your garnished funds. The best way to protect your paycheck is to consult with a skilled lawyer prior to a judgment. As soon as you get notification of a creditor lawsuit, contact our Richmond wage garnishment defense attorneys.

We Know Virginia Repossession Law

The threat of losing your assets through repossession can be frightening. Creditors can attempt to take back your assets and liquidate them to pay off your outstanding debt. When these assets include a vehicle, your options for earning a living can be dramatically reduced. A skilled attorney can explain your options to protect yourself from repossession.

Every situation is different. Our attorneys use their experience and knowledge of the law to provide clients with information about their options and the possible obstacles they might face. Whether it is working to get your vehicle exempted from a bankruptcy proceeding or working with the lien holder to reaffirm your debt, we will explore every legal avenue possible to protect your assets.

Should you decide to file bankruptcy, our bankruptcy fees can range from $500-$1049 for an initial individual filing depending on your case. While this may seem costly at first, you can rest assured you are getting experienced lawyers on your side who are dedicated to helping you get back on your feet. We offer honest advice and counsel aimed to protect your best interests.

Contact the Richmond Wage Garnishment Attorneys at Cravens & Noll

If you are facing difficult financial times and have questions about wage garnishment and repossession in Virginia, we can help. Our experienced attorneys can educate you on the benefits of filing for bankruptcy and help you get a fresh financial start.

Turn to the experienced Richmond repossession lawyers of Cravens & Noll. To schedule an initial consultation, call 804-332-6161 or toll free at 866-547-6373, or simply contact our bankruptcy firm online.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Wage Garnishment & Reposession FAQ

Most people who file bankruptcy will not lose their house hold property, cell phones, etc… The main goal for bankruptcy is to get rid of your debts and give you a “fresh start”.  So that you can start fresh, there are a number of standard exemptions as to the value of property you can keep, and most people own property under these assigned values. We will analyze your specific situation to determine if you will lose anything prior to filing your case.

Yes.  You have to list everything even if you don’t think it is important.  We work with our clients to make it simple to account for all property you own and make sure it is listed on your bankruptcy paperwork.  Failure to list all of your property could make you subject to being denied a discharge of your debts.

You have to list all debt that you owe.  But if you have a credit card with absolutely no balance, you do not have to list that specific credit card in the bankruptcy.  Some credit card companies will allow you to keep your account and use the card after your bankruptcy, however some companies will close your account once they see you filed bankruptcy.  It is purely up to the individual company.

The garnishment will not stop until your bankruptcy case has been filed with the court.

Your Debt Relief & Bankruptcy Lawyers In Virginia

Giving You Peace of Mind — Our attorneys have over 30 years of experience representing clients who are facing extraordinary challenges. Every case is unique, and that’s why you need professional legal counsel to help you decide your next steps. Contact one of our attorneys today to learn more.

Request a Consultation

Get your case reviewed within 24 hours.

As your attorney, our goal is to help you feel immediate relief from the moment you contact us. In times like this, you need answers, stability, and confidence. That means giving your individual case the one-on-one attention and care it deserves.

4 Locations    |    804-330-9220    |    540-246-0684

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